Meet the team
Forward and Reverse Mortgage, LLC brings our Denver mortgage team right to you. Since 2020, we’ve approved loans for hundreds of self-employed entrepreneurs, real estate investors, and homeowners across Denver Metro—from Aurora to Boulder and beyond. Judy Shultheiss, NMLS #2449910, leads the charge with hands-on expertise in bank statement loans, dscr investor loans, and reverse mortgages.
Our crew works out of 3000 S. Jamaica Court, Suite 280, Aurora, CO 80014, so we know the local market’s ups and downs. We handle everything from FHA and VA options to non-QM programs that fit your situation. Not all borrowers will qualify. Terms and conditions apply. Forward and Reverse Mortgage, LLC NMLS #2449910.
You deserve a team that fights for your approval.
How Our Team Secures Your Approval
Judy Shultheiss, NMLS #2449910, digs into your bank statements for 12-24 months of deposits because tax returns alone hide your steady cash flow from self-employment or 1099 gigs—which means we prove your true income and unlock bank statement loans big banks reject. Investors see the same edge with DSCR loans, where we verify if rental NOI covers debt service at 1.0 or better, allowing portfolio growth without personal DTI limits.
Our local know-how shines in Denver Metro’s fast market. We match non-QM programs to your LTV and assets, delivering approvals in 30-45 days because we partner directly with investors who understand Colorado real estate. Choosing us means VIP treatment from pros who close deals others can’t touch.
You deserve lenders who review files personally like Judy does. That’s why hundreds of Aurora and Boulder borrowers trust our crew. Ready to move forward?
Dial 303-881-5514 now.
Not all borrowers will qualify. Terms and conditions apply. Forward and Reverse Mortgage, LLC NMLS #2449910.
Ready for Your Approval?
You deserve lenders who review your file personally like Judy does. Local borrowers recognize our edge in bank statement loans and DSCR programs because we deliver results big banks miss. That’s why hundreds across Denver Metro choose us year after year.
Once approved, you build equity, expand your portfolio, or tap home value—whatever your goal. We start simple: a free estimate from our Aurora office at 3000 S. Jamaica Court, Suite 280. Call Judy Shultheiss, NMLS #2449910, directly at 303-881-5514.
Not all borrowers will qualify. Terms and conditions apply. Forward and Reverse Mortgage, LLC NMLS #2449910.
Our Loan Team
Judy Shultheiss** — CEO / Broker
NMLS #1702347 | CO LMB #100510066
303-881-5514 · [email protected]
3000 S. Jamaica Court, Suite 280, Aurora, CO 80014
An experienced broker who will give you sound advice to secure the best loan for you. Judy leads Forward and Reverse Mortgage, LLC with deep expertise in bank statement loans, dscr investor loans, reverse mortgages, FHA, VA, conventional, and jumbo programs across the Denver Metro area.
Erik Ahlstrand** — Senior Loan Processor, All Pro Processing
NMLS #302646 | CO LMB #100017811
(720) 351-8137 · [email protected]
3000 S. Jamaica Court, Suite 280, Aurora, CO 80014
An experienced loan processor and lender with residential mortgage expertise. Erik brings deep knowledge of mortgage lending, banking, and credit analysis, with a detail-oriented work ethic focused on getting your file across the finish line.